We've all spent time envisaging our dream property. We've thought of how many bedrooms we'd like to have, the Olympic-sized swimming pool on the bottom floor, the sprawling library with its floor-to-ceiling bookcases, the beautiful countryside setting...

For most of us, those imaginings are little more than a fantasy. Without the mega budgets necessary to buy such a home, we're stuck with a three-bedroom property in the suburbs and a white picket fence.

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But whether it feels that way or not, if your very own suburban paradise is within your price range, that actually makes you one of the lucky ones, because some countries are so expensive to buy in that only the wealthiest can afford to own a home there. Let's take a look at them.    

The Cayman Islands 

(Photo : pixabay)
The Cayman Islands

Designed to demonstrate the twin evils of capitalism and income inequality, Monopoly was originally known as The Landlord's Game. Taking players around a board, it gives them the opportunity to purchase properties with the wealth they accrue, and remains so popular today that it has inspired numerous spin-offs, from new incarnations of the original through to a Super Monopoly Money slot from Regal Wins. If someone introduced a version based on countries, it's the Cayman Islands that would be the most expensive card on the board. With a Cost of Living Index rating of a whopping 141.64, this British Overseas Territory is known for its beach resorts, scuba diving, and mega-wealthy inhabitants, with an average property price of $688,478 as of 2016. 

Bermuda

(Photo : pixabay)
Bermuda

It's not only the Cayman Islands that are a costly place to live. Following close on their heels is Bermuda, with a Cost of Living Index rating of 138.22. Its capital, Hamilton, tops the charts when it comes to the world's most expensive city, but other areas are not much better, with the average price of a condominium countrywide coming in at around $650,000 and larger properties topping $1 million. Unsurprisingly, Bermuda has one of the largest GDP per capita of any nation, with most of its 70,000 inhabitants earning an enviably high income.

Switzerland 

(Photo : pixabay)
Switzerland 

Coming in third place is Switzerland, with a Cost of Living Index rating of 122.67. Experiencing strong house price increases from 2000 onwards, the median asking price for single family homes is a cool $1.22 million. Zurich, in particular, is a costly place to purchase property, with prices of around $1.67 million on average. Given these statistics, it, therefore, comes as little surprise that Switzerland is not only one of the most developed countries in the world, but has the highest nominal wealth per adult. Ranking highly in terms of both economic competitiveness and human development, three of its cities (Zurich, Geneva, and Basel) have been ranked in the top 10 with regards to quality of life.    

With prices far beyond the budgets of most, the Cayman Islands, Bermuda, and Switzerland all promise the sorts of lives that most of us could only dream of. If you had the opportunity to move to any one of them, which would it be?